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Get a Fresh Start and Rebuild Your Banking History

Our credit union Second Chance Checking is designed for those who have faced financial challenges in the past. It offers many features of traditional checking accounts, including online and mobile banking access and timely alerts to help you manage your account.  

A Second Chance Checking Account gives you access to essential banking services and the opportunity to improve your banking history. With features like a debit card, online and mobile banking, and access to ATMs, it offers an easy and convenient way to manage your finances. And since there is NO minimum deposit requirement, you DO NOT need to maintain a monthly balance.

It is possible to turn things around with Second Chance Checking from San Francisco FCU. Open an account today to get started!

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Get a Fresh Start With These Benefits

No Minimum Deposit Required

There’s no need to save to open an account. You can get started right away!

No Monthly Maintenance Fee

Keep more of your hard-earned money with a checking account that works for you, not against you.

No Minimum Monthly Balance

There’s no pressure to maintain a certain amount in your account each month.

ATM/Debit Card Provided

Conveniently make purchases or get cash when you need it from our network of 30,000 surcharge-free ATMs.

Additional Features of Second Chance Checking Accounts

Open Your Second Chance Checking Account in 3 Easy Steps!

01

Check Your Eligibility.

Verify that you qualify for membership with San Francisco FCU.

02

Apply for Membership

Apply online or in person. Select Second Chance Checking and then review your application before submitting it.

03

Fund Your Account

Once your membership is approved and your account is open, add funds to start rebuilding your finances.

A husband and wife view their second chance checking account balance online.
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Why Choose San Francisco FCU?

At San Francisco Federal Credit Union, we offer small-town friendliness and service right here in the city. Our top priority is providing personalized service to each of our members.

Whether you need a checking account, mortgage, vehicle loan, credit card, or something else, we’re always here to support you. Become a member today to experience banking with a personal touch.

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Second Chance Checking FAQ

Second Chance Accounts DO NOT have monthly maintenance fees.

Yes, you can manage your Second Chance Account online or with our mobile app.

Yes, it is possible to upgrade to a Basic Checking Account after you have demonstrated responsible financial management.

Second Chance Accounts come with an ATM/debit card that you can use for purchases or to withdraw cash.

Establishing membership with San Francisco FCU comes with a savings account. You can choose to arrange a funds transfer at no cost at any time to cover overdrafts.

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A flexible checking account with no minimum deposit requirements and no monthly fees. Includes mobile banking and access to our network of 30,000 surcharge-free ATMs.
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CONTACT US

How Can We Support You?

We love hearing from you. Reach out to us online or visit one of our convenient branches in the Bay Area.

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