Hassle-Free Motorcycle Financing So You Can Ride with Confidence

Make your dream of adventure on the open road come true with a motorcycle loan from San Francisco FCU. Explore destinations in and around Northern California, or go for an epic cross-country road trip — the choice is yours. Apply for our flexible and affordable motorcycle financing today to experience the freedom of cruising on your own bike.

Motorcycle Loan Benefits You’ll Love!

No Payments for 90 Days

Take a little time to enjoy your new ride before making your first payment.

Up to 100% Financing

You may qualify to finance the full amount of your bike without a down payment.

Flexible Terms

Terms of up to 72 months are available to give you flexible repayment options.

Loan Pre-Approval

Find out how much you qualify to borrow before you start shopping to save time.

Cruise Into Your Next Adventure

Motorcycle financing has never been easier! Our motorcycle loan process is simple and fast so you can spend less time filling out paperwork and waiting for a loan decision and more time enjoying the thrill of the ride. 

Ready to kick start new adventures? Apply today to lock in a competitive interest rate and a flexible loan term to get payments that fit your budget.

Three bikers ride their motorcycles on a winding road.

Additional Features of Our Credit Union Motorcycle Loans

Applying Is as Easy as 1-2-3!

Member Reviews

Why Choose San Francisco FCU?

Experience the credit union difference! At San Francisco FCU, serving our members is our top priority. As a nonprofit organization, we offer superior customer service and the lowest rates and fees possible.

In addition to our motorcycle loans, we can serve all your banking needs. Become a member today to experience banking that is personalized, affordable, and committed to helping you achieve your goals.

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A motorcyclist takes a pit stop to take in beautiful mountain scenery.

San Francisco Federal Credit Union Motorcycle Loan FAQ

San Francisco Federal Credit Union is a nonprofit organization. Because we focus on serving our members instead of earning a profit for shareholders, we pass the savings on to you. Credit unions often have the best rates and terms, there is no loan application fee, and our customer service is second to none!

Many different types of motorcycles can be financed including cruisers, sport bikes, touring bikes, dual-sport bikes, trikes, and more.

A credit score of at least 650 is preferred for a motorcycle loan, but other scores will be considered. We look at the big picture when evaluating your loan application, and your credit score is one of several factors that we review. We will also look at your current debts, employment history, income, and others.

The motorcycle you are buying serves as the collateral for the loan. No additional collateral is required.

Many used motorcycles can be financed. We will assess the age, condition, mileage, and other factors when making a loan decision. Newer motorcycles typically have lower loan rates than older motorcycles.

Yes, we’ll do a preliminary review of your financial information and give you an estimate of how much you can borrow. Motorcycle loan pre-approval may give you an edge when negotiating with sellers. It can also be helpful when shopping so you can focus on the motorcycles you know you can afford.

More Ways We Can Help with Vehicle Financing


CONTACT US

How Can We Support You?

We love hearing from you. Reach out to us online or visit one of our convenient branches in the Bay Area.

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