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Save for Qualified Medical Expenses with Tax-Free Contributions
With an HSA Checking Account, you can be prepared for qualified medical expenses that aren’t covered by insurance. Accounts are quick and easy to set up, and there are NO account balance minimums or monthly fees.
Our HSA Checking Accounts are for individuals and families who are covered by high-deductible health plans (HDHPs). You must also not be enrolled in Medicare or be claimed as a dependent on someone’s tax return.
Manage your healthcare expenses the smart way with tax advantages and easy access to your funds.
Start Saving for Future Healthcare Costs
No Monthly Service Fee
A no-fee account allows you to grow your savings faster.
Tax-Free Withdrawals
Withdrawals for qualified medical expenses are not taxed.
Account Portability
Your HSA Checking Account is not tied to a job.
Long-Term Savings
The funds in your HSA Checking Account never expire.
Additional Features of HSA Checking Accounts
Tax-Free Dividends
Paid Monthly
Dividend payments accelerate the growth of your account balance.
No Minimum Deposit Requirement
Open an account and start saving without needing a large initial deposit.
Tax-Deductible
Contributions
The money you contribute can be deducted from your taxable income.
Member Discounts
Members earn rewards on travel, entertainment, and more.
Online & Mobile Banking
Manage your HSA Checking Account anytime, anywhere.
NCUA insured
HSA Checking Accounts are insured for up to $250,000.
Open Your HSA Checking Account in 3 Easy Steps!
Check Your Eligibility.
Ensure that you or your family are covered by an HDHP.
Select Your Checking Product.
Click Get Started below and choose HSA Checking Account.
Review & Finish Your Application.
Make sure your information is correct and submit the application.
Why Choose San Francisco FCU?
At San Francisco Federal Credit Union, we are member-owned and prioritize serving the local community. We provide personalized service for hassle-free banking.
With multiple branches in the San Francisco area, we’re always close by. We offer a wide range of financial products and services, and we are always here to support you.
Member Reviews
HSA Checking FAQ
Related San Francisco FCU Products
Basic Checking Account
Money Market Account
Certificate Account
How Can We Support You?
We love hearing from you. Reach out to us online or visit one of our convenient branches in the Bay Area.