First Mortgages

If you are a first-time home buyer, or are planning to refinance your existing home, San Francisco Federal Credit Union is here to help. To get you started on the path to homeownership, San Francisco Federal Credit Union can help you get pre-qualified or pre-approved for a loan, and you will know exactly how much home you can afford.

If you want to refinance your current home, San Francisco Federal Credit Union offers competitive home loan rates to help you meet your financial needs.

To learn about our First Mortgage Loan options, click on one of the links below:

• Fixed Rate Mortgage
• Adjustable Rate Mortgages
• Home Loan Rates

For more information or to apply for a loan, please contact our Real Estate Department at: (415) 359-2977 or by e-mail at realestate@sanfranciscofcu.com.

Additional Resources

• Amortization Calculator - Find out your estimated loan payment schedule based on the given loan amount, interest rate, and term. Go to calculator .
• Loan Comparison Calculator - View a comparison of monthly payments based on the loan amount and a range of rates over a 1 point spread with a resolution of 1/8th point. Go to calculator.
• Mortgage Glossary - The Mortgage Glossary is designed to provide definitions for some basic mortgage terminology. Learn more.
• Homeowners Insurance - Protect your personal property with MEMBERS® Homeowners Insurance Program for Credit Union members. Learn more.
• Personal Finance Education - Understand the buying process to put the dream of homeownership within your reach. Learn More.
  View an education module here.