San Francisco Federal Credit Union - Smart Banking. Real Value.
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Checking Plans Features, Benefits, Restrictions and Fees

For details regarding our two checking accounts, please refer to the chart below:

 
Premier Checking
(S22)
E-Checking
(S23)
Checkwriting
X
X
Box of CU Image Checks
X
(One Box Per Year)
Fee Varies*
Debit Card+/ATM Access
X
X
Over-the-Counter Withdrawals
X
Fee Varies**
ExpressLine
X
X
Online Banking
X
X
Online Bill Payer
X
X
Monthly Statements (Paper or Electronic)
X
X
Minimum Balance to Open Account
$10
$10
Minimum Balance to Earn Dividends
$500 Daily Balance
No Dividends
Monthly Maintenance Fee
$8
None
Balance Required During Current Month to Waive Monthly Maintenance Fee:
Minimum Daily Checking Balance
$1,000 in Premier
N/A
OR, Combined Average Daily Balance in All Savings and Checking Accounts
$7,500 (RelationshipPlus)
N/A

X = included, no Credit Union fee

If you're a Credit Union member, it's easy to bring your checking account from another financial institution to San Francisco Federal Credit Union. You can open a checking account online in minutes. If you prefer, you can also open a checking account in just 30 minutes when you set up an appointment at one of our branches. To make an appointment, please call us at (415) 775-5377, option. 4. We will give you all the information you need to make the process quick, easy and convenient! Click here to learn more.

If you're not yet a member, learn how to become a member and open a checking account today. Call our Service Center at (415) 775-5377, option 4 for more information or to receive a membership kit.

Fee waivers go by member number, not member name. To qualify for fee waivers with combined account balances, all accounts must be held under the same member number.

*Fee is waived with RelationshipPlus qualification during the prior month (see our Truth In Savings disclosurepdf for complete details).

**Free San Francisco FCU in-branch transactions (withdrawal or deposit). $2 per Shared Branch visit.

+Debit cards are also known as check cards.

Refer to the Member Account Handbook pdf for complete details.


 

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This credit union is federally insured by the National Credit Union Administration. "5 Stars Superior" rating for
strength & stability.
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We do business in accordance with
the Federal Fair Housing Law and
the Equal Credit Opportunity Act.