Credit Union Direct Lending (CUDL)

San Francisco Federal Credit Union has partnered with Credit Union Direct Lending (CUDL) to offer you Credit Union Financing right at the dealership.

What is CUDL?
CUDL or Credit Union Direct Lending is a service providing San Francisco Federal Credit Union financing right at the dealership. This means there is no need to be pre-approved before going to the dealership of your choice.

Why should you use CUDL?
CUDL offers you the same great rates you would receive if you were pre-approved in one of the San Francisco Federal Credit Union Branches. In addition, your loan will be processed and maintained by San Francisco Federal Credit Union.

How do you use CUDL?
There is no paperwork or pre-approval necessary to use CUDL. As long as you are a San Francisco Federal Credit Union Member, CUDL is a free service. Once you decide on your next car, just make sure the dealership you are buying from is part of the CUDL network.

Find a CUDL dealership near you.

Once you have found the car you want, just tell the dealer you are a member of San Francisco Federal Credit Union and ask for CUDL financing. They process and approve your loan right there on the spot and in the same amount of time as normal financing. To proceed, simply:

• Decide on the make and model of the vehicle you want.
• Visit any participating dealership. Find a dealer here or call 877-744-2835.
• Identify yourself as a San Francisco Federal Credit Union member and ask for financing through the CUDL program.
• Apply for San Francisco Federal Credit Union's low-rate financing right there at the dealership.   Within minutes, you will have a financing decision.
• Once your financing is approved, you will sign and complete all the paperwork to process your Credit Union loan right at the dealership. Then you can drive home in your new vehicle! The dealer will take care of forwarding all your loan documents directly to the Credit Union.

If you have any questions, please feel free to email us at contacts@sanfranciscofcu.com or call us at (415) 775-5377 option 4.